Wednesday, May 25, 2011

Realtors,
Do you know how to calculate FHA Monthly MIP?
If you have a client looking to purchase a home using an FHA 30 fixed loan with 3.5% down your FHA Monthly MIP factor is 1.15%.
Here is how you calculate your FHA Monthly MIP. - Purchase price $100,000 - 3.5% down-payment - 96.5% Loan amount – $100,000 * .965 = $96,500 - $96,5* MI Factor of .0115 = $1,109.95 / 12 months = Monthly MIP of 92.48.
I truly believe that by helping your build your business, - I build my business - TOGETHER WE BOTH SUCCED!

We offer Conventional, FHA, Reverse, USDA, and VA Mortgages.
If you are looking for a Loan Officer who is full of fun,
Who is willing to work hard to get the job done,
Then I’M THE ONE
When you think mortgage,
think Josh,
Mortgage Josh,
Your Friend in the Mortgage Business!
251 382 3729 cell – Josh@MortgageJosh.com – www.MortgageJosh.com. – Josh Aaron NMLS: 213887 – NFM, Inc 1535 S Schillinger Road, Mobile, AL 36695 – Equal Housing Lender.

Wednesday, May 18, 2011

Realtors,
Did you know the FHA $100 down-payment program for HUD Homes can be used on ANY HUD HOME? You need to be sure when you make your offer that you choose FHA 203b and a down-payment amount of $100 –
Did you know the FHA $100 down-payment program for HUD homes can be used for an FHA 203k loan for homes needing repairs on ANY HUD HOME?
You need to be sure when you make your offer that you choose FHA 203k and a down-payment amount of $100 – The purchase prices + repairs cannot exceed the HUD appraised value to qualify for the program.
I truly believe that by helping your build your business,
I build my business
TOGETHER WE BOTH SUCCED!

We offer Conventional, FHA, Reverse, USDA, and VA Mortgages.
If you are looking for a Loan Officer who is full of fun,
Who is willing to work hard to get the job done,
Then I’M THE ONE
When you think mortgage,
think Josh,
Mortgage Josh,
Your Friend in the Mortgage Business!
251 382 3729 cell – Josh@MortgageJosh.com – www.MortgageJosh.com. – Josh Aaron NMLS: 213887 – NFM, Inc 1535 S Schillinger Road, Mobile, AL 36695 – Equal Housing Lender.

Wednesday, May 11, 2011

Realtors,
Get your seller’s prequalified today.
This will ensure your sellers they are “good to go” when they sell their current home
This will also ensure you your sellers are “good to go” when they sell their current home
I have receive calls from Realtors on several occasions asking if there was anything I could do because their sellers have sold their home and are having problems with their new mortgage. Pre-qualifying your sellers now could save you a huge head ach later.
I truly believe that by helping your build your business,
I build my business
TOGETHER WE BOTH SUCCED!

We offer Conventional, FHA, Reverse, USDA, and VA Mortgages.
When you think mortgage, think Josh, Mortgage Josh, Your Friend in the Mortgage Business! – 251 382 3729 cell – Josh@MortgageJosh.com – www.MortgageJosh.com. – Josh Aaron NMLS: 213887 – NFM, Inc 1535 S Schillinger Road, Mobile, AL 36695 – Equal Housing Lender.

Monday, May 2, 2011

Realtors,
Save your client’s $100’s in Closings Costs!
We are proud to announce: NO Processing Fee – NO Underwriting Fee – NO Tax Service Fee – NO Express Mail Fee – No Doc Prep Fee!
I truly believe that by helping your build your business,
I build my business
TOGETHER WE BOTH SUCCED!

We offer Conventional, FHA, Reverse, USDA, and VA Mortgages.
When you think mortgage, think Josh, Mortgage Josh, Your Friend in the Mortgage Business! – 251 382 3729 cell – Josh@MortgageJosh.com – www.MortgageJosh.com. – Josh Aaron NMLS: 213887 – NFM, Inc 1535 S Schillinger Road, Mobile, AL 36695 – Equal Housing Lender.